Your article was successfully shared with the contacts you provided.
We have a HO1 policy. The Philadelphia Contributionship policy lists Limit of Liability A$329,000 B$32,900 C$164.500 D$32,900 with the premium listed next to A as $2,635.48 B,C and D all say included. The insurer adjuster says water damage is not covered. Why does the declaration page say included if it’s not? How do we get this paid? The garbage disposal in the kitchen quit working and water saturated the cabinets; water restoration was called. The bill is yet to be paid by the homeowner and the cabinets must be replaced. The agent says its covered for ACV. 1. When a policy lists ABCD and says included wouldn’t that mean it’s covered? 2. How do we get this paid?
This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.
Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.
Trusted, quality content from industry experts with over 60 years insurance experience, combined
Customizable alerts of changes in relevant policies and trends
Search and navigate Q&As to find answers to your specific questions
Filter by article, discussion, analysis and more to find the exact information you’re looking for
Continually updated to bring you the latest reports, trending topics, and coverage analysis