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Riots and Loss of Business Income

Discusses business income loss triggered by riots and civil disturbances, and when coverage would apply.

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Not quite three years ago, violence broke out in Charlottesville Virginia, at a Unite the Right rally over the removal of confederate monuments. This weekend rioting broke out in several cities over the murder of George Floyd; shops have been broken into, windows have been broken, and significant damage has been done.

The deadly violence that erupted in Charlottesville, VA generated any number of comments and questions, not the least of which is what happens when businesses lose customers not just from closing their doors during an event, but in the aftermath when patrons may either be too afraid to frequent the area or are just simply put off by it and don’t want to be anywhere near it.

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