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Editors Note: There was an error in the first version of this story that has now been corrected.

In a decision described as a major victory for policyholders, the California Supreme Court has unanimously ruled that policyholders do not always have to first exhaust all of their primary coverage over different policy periods in order to access excess coverage for certain years. The case is Montrose Chem. Corp. of Cal. v. Superior Court, No. S244737, 2020 Cal. LEXIS 2095 (Apr. 6, 2020).

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