Thank you for sharing!

Your article was successfully shared with the contacts you provided.

Mitigating risk is something we all do everyday. From locking our front doors to wearing our seat belts, we do many things every day to avoid accidents of all kinds. We have mats to keep from falling in the tub, deadbolt locks on the door, and fenced in yards to keep the dogs in and other animals out. Our workplaces give us key cards or fobs to access our offices, provide protective personal equipment when required, adhere to Occupational Safety and Hazard Administration rules (OSHA), and take other steps to ensure the safety of employees and customers. 

All of this is part of risk management; ways to lessen the chances of an accident occurring, and lessen resulting damage or injury if an accident does occur. Organizations have safety procedures, evacuation procedures, first aid kits, fire extinguishers and other procedures and equipment for just such situations. 

This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.

Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.

  • Trusted, quality content from industry experts with over 60 years insurance experience, combined
  • Customizable alerts of changes in relevant policies and trends
  • Search and navigate Q&As to find answers to your specific questions
  • Filter by article, discussion, analysis and more to find the exact information you’re looking for
  • Continually updated to bring you the latest reports, trending topics, and coverage analysis

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

FC&S Editors


Get Answers Directly From the FC&S Experts

Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.

Question of the Week

Insurance Coverage Q&A: Circuit Breakers and Spoiled Food ›

When the circuit breaker trips and the food spoils, is there coverage?

Question of the Week Archive ›

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.