This column for National Underwriter P&C discusses the concept of "sudden and accidental" and how it is not required for most covered losses.
May 28, 2019 at 09:57 AM
X
Thank you for sharing!
Your article was successfully shared with the contacts you provided.
If you’ve been in insurance for any length of time, you’ve heard the phrase “sudden and accidental”, meaning that the cause of loss must be just that, sudden and accidental. It is routinely tossed around as if it has been standard wording forever, and is a key factor in determining whether a loss is covered. Adjusters and agents often use the term sudden and accidental, in particular when setting parameters as to why a loss should or should not be covered.
This premium content is locked for
FC&S Expert Coverage Interpretation subscribers.
Request a Free Trial today to enjoy unlimited access to the trusted solution for successful interpretation and analyses of complex insurance policies.
Trusted, quality content from industry experts with over 60 years insurance experience, combined
Customizable alerts of changes in relevant policies and trends
Search and navigate Q&As to find answers to your specific questions
Filter by article, discussion, analysis and more to find the exact information you’re looking for
Continually updated to bring you the latest reports, trending topics, and coverage analysis
Already have an account? Sign In Now
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].
FC&S Editors
Get Answers Directly From the FC&S Experts
Submit your coverage interpretation question to the editors of FC&S for quick and reliable information.
Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.