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Personal and Commercial Exposures
Summary: Following is a brief description of the property endorsements that may be used with the Insurance Services Office (ISO) farm property coverage forms. Descriptions refer to the current editions (unless a particular form has not changed), with any significant changes from the previous editions noted.
Alphabetical Guide to Endorsements:
Actual Cash Value—Dwellings and Appurtenant Private Structures
Additional Insured—Farm Property
Burglary and Robbery Protective Systems
Causes of Loss—Earthquake Form
Collision Resulting in Death of Livestock
Coverage G—Barns, Outbuildings and Other Farm Structures—Blanket Coverage
Coverage G—Barns, Outbuildings and Other Farm Structures Statement of Values
Debris Removal Increased Limit of Insurance
Disruption of Farming Operations (Income Loss and Expenses Coverage)
Dwelling Replacement Cost Protection (Including Ordinance or Law Coverage)
Farm Equipment Borrowed or Rented without a Written Contract
Functional Farm Personal Property, Machinery and Equipment Valuation
Growing Grain and Soybean Coverage
Increased Special Limits on Business Property
Increased Special Limits on Specified Household Personal Property
Livestock—Additional Causes of Loss
Pollutant Clean up and Removal Additional Aggregate Limit of Insurance
Rental to Others—Theft Coverage
Replacement Cost—Household Personal Property
Single farm property per-occurrence deductible
Sound receiving and transmitting equipment
Special loss settlement on dwellings
Spoilage coverage—perishable farm personal property
Sump overflow and water backup from sewers or drains
Supplemental report of values form
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